Decision Analysis on the Feasibility of Granting People's Business Credit at PT. Bank Negara Indonesia Using the Multi-Objective Optimization  On The Basis of Ratio Analysis (MOORA) Method

Nasya Ananda Rozi; Shafly Muhammad Ardhana; Yustian Servanda

doi:10.59934/jaiea.v4i3.1209

Authors

Nasya Ananda Rozi Universitas Mulia, Balikpapan
Shafly Muhammad Ardhana Universitas Mulia, Balikpapan
Yustian Servanda Universitas Mulia, Balikpapan

DOI:

https://doi.org/10.59934/jaiea.v4i3.1209

Keywords:

Multi-Objective, Optimization, Ratio Analysis, Business Credit

Abstract

In selecting credit recipients, it is necessary to have a recipient selection system that can overcome the problem of bad credit that often occurs (loans that are not repaid by the debtor). Based on this problem, a decision support system is needed that helps identify the wrong recipient. The method used in this study is the Moora method, namely the method for determining priorities. A decision support system

is a computer-based system consisting of interacting components: a language system component, a knowledge system component, and a problem-handling system component, and uses data and decisionmaking models to create semistructured problems. It solves structured problems and semi-structured problems and assist in decision making. Structured and unstructured problems, this system helps you get information about your customers, the results are more accurate and on target.

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