NUR SAFITRI, W.; FADALI, F. R.; ZUHAL, Z. T.; AISYAH , A. R. . .; ISNAIN , I. B. . The Effect of E-Wallet Usage on Personal Cash Flow and Net Worth Ratio in Generation Z. Journal of Artificial Intelligence and Engineering Applications (JAIEA), [S. l.], v. 5, n. 2, p. 2509–2515, 2026. DOI: 10.59934/jaiea.v5i2.1915. Disponível em: https://ioinformatic.org/index.php/JAIEA/article/view/1915. Acesso em: 2 may. 2026.