Fina Nadhirotur Risyda, Natswa Aulia Choirunisa, and Cindy Tri W. 2025. “Acceptance of the Use of KAIPay Digital Wallets Using the UTAUT Model”. Journal of Artificial Intelligence and Engineering Applications (JAIEA) 4 (3):2524-30. https://doi.org/10.59934/jaiea.v4i3.1201.