N. Ananda Rozi, Shafly Muhammad Ardhana, and Yustian Servanda, “Decision Analysis on the Feasibility of Granting People’s Business Credit at PT. Bank Negara Indonesia Using the Multi-Objective Optimization On The Basis of Ratio Analysis (MOORA) Method”, j. of artif. intell. and eng. appl., vol. 4, no. 3, pp. 2553–2559, Jun. 2025.